About Stephen Ostler,

As a real estate professional I do what is best for my clients. I assist homeowners and soon to be homeowners obtain the best financial position possible with their home in the least amount of time and with the least amount of problems. With my vast amounts of real estate, financial and marketing expertise I am able to offer valuable, innovative and unique solutions for of my clients as I help them with the widest selection of down payment assistance options.


Why Work With Me?

I am the #1 down payment assistance real estate consultant in Utah. While many lenders and real estate agents are limited to a single down payment program, I’ve developed a network of lenders and proprietary options to help home buyers get into their dream home with little to no money down.

I am a real estate and finance expert with 20+ years experience.

  • 1998 I established a marketing company.
  • 1999 Attended Stringham Real Estate School and O’Brien Appraisal School.
  • 2002 Graduated from Utah State with Bachelor of Science with a dual major in Finance and Economics. While attending college I purchased over 2M in investment property.
  • 2007 Completed the loan officer education and testing. (I did not practice as a loan officer and am currently not a licensed loan officer.) 
  • 2008 Was Wealth Manager of the year at Commonwealth Financial.
  • 2009 Assisted wife with opening Insure First Insurance Agency.
  • 2014 Became member of the Utah Association of Realtors.
  • 2017 Realtypath Award of Excellence – Top Producer of over 1,000 Realtypath Agents
  • 2018 Salt Lake Board of Realtors – Realtor Distinguished Service Award
  • 2018 Salt lake Board of Realtors – Realtor 500 Hall of Fame for outstanding contribution to the Realtor industry
  • 2018 Realtypath Award of Excellence – Highest Number of Transactions
  • 2018 Realtypath Realtor of the Year Award and Award of Excellence’
  • 2019 Joined EXP Realty organization
  • 2020 EXP Realty Icon Award – Recognition for achieving exceptional sales volume and displaying strong business acumen and contribution to your fellow agents and community. 



Utahdownpayment.org is not a lender. utahdownpayament.org is the #1 real estate consulting site in the state of Utah assisting home buyers looking for the most down payment assistance options available. By providing information to UtahDownPayment.org, you agree to be contacted by Utah Realtor, Stephen Ostler ~ real estate consultant and/or EXP Realty. Thank you for choosing utahdownpayment.org

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